What These Terms Actually Cover
These terms apply the moment you create an account on too28 and continue for as long as that account remains active. They cover how your account is registered, how deposits and withdrawals are processed through local wallets — DANA, OVO, GoPay — and what happens if
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your account is flagged for review. You agree to provide accurate registration details and to keep your login credentials private. Sharing account access with another person breaches these terms. Each wallet transaction you initiate through too28 is subject to the payment provider's own conditions alongside ours.
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Deposits post to your account wallet once the payment rail confirms the transfer; we do not control the timing on the wallet provider's side. Withdrawals require identity verification before funds are released — you will be prompted to complete this step inside your account settings. We
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reserve the right to suspend or close accounts that show evidence of fraudulent activity, multi-accounting, or misuse of any promotional credit. Any disputes about a transaction should be raised through our support channel with the transaction reference number from your wallet app. These terms are updated
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periodically; continued use of your account after a published update means you accept the revised version.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.