What We Collect and Why It Matters
When you open a too28 account, we collect the details you provide — name, contact information, date of birth and the payment method you choose, whether that is DANA, OVO or GoPay. We also record transaction references linked to your wallet activity so we can verify
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deposits and withdrawals against your account. Device data, such as your IP address and browser type, is gathered automatically to detect unusual access patterns and protect your account from unauthorised entry. We do not collect more than we need. Payment credentials — your DANA PIN, OVO
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account token or GoPay authorisation — are never stored on our servers; those are handled entirely within the respective wallet apps. Your data is used to process transactions, verify identity where required, deliver account communications and, where you have opted in, share relevant updates about what
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is running on the platform. We do not sell your personal information to external parties. Availability of our services depends on local law and eligible regions in Indonesia, and our data practices follow that same jurisdictional boundary.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.